Did you know that most people who shop for laptop computers buy them with some type of payment plan? Finding a reasonable payment plan can be challenging for people who have bad credit, no credit, or want to start building their credit. That’s where UpgradeUSA comes in. We provide people with high-quality, name-brand laptop computers at affordable monthly rates in a way that actually helps people improve their credit - and we do it all using the convenience of the Internet.
Our “credit starter” leasing program focuses on you – we have created a program that provides the ultimate in flexibility in our customers’ budgets:
- Our monthly prices are reasonable, fair, and with a business that you can trust
- After the first few months, you can pay off your balance at any time without penalty or further obligation
- You can end your lease agreement and return the computer to us without penalty or further obligation
- You can continue to make payments until you establish ownership, which is at the end of your lease agreement
- We report your payment history to major U.S. credit bureaus every month, making this an easy way to establish a good credit history! After just a couple of months, you’ll be on your way to building a credit history that you can be proud of.
Sometimes life just happens, causing bad credit histories to start showing up when we can’t avoid it. It can happen to anyone for all sorts of reasons. For example, recent immigrants to the United States find that their credit scores get set at zero, and it’s very hard for students or divorced parents to rebuild their damaged credit. Over time, trade lines such as the ones UpgradeUSA provides can be very important for people looking for a great rate on a home loan.
The UpgradeUSA leasing program was created for people in this situation – our prices are fair, and the credit starter program really works to help you build credit. We are here to help.
The UpgradeUSA program puts you in control: you choose the computer you want, you choose how you want to make your first and future payments, you can pay off your balance at any time without penalty, and you can cancel at any time. The products we offer are fantastic, our prices are extremely competitive when compared against any rent-to-own company such as Aaron’s or Rent-A-Center, AND we offer the benefit of helping you build your credit every month!
This is the opportunity you’ve been waiting for. The sooner you act, the sooner we can ship a laptop to you!
Helping Students Excel
The best opportunities for your children.
Knowing how to use computers will be as important as reading or writing for students in the 21st century. Our leasing program with its low monthly payments provides a great way for you to get a laptop into the hands of your student fast.