UpgradeUSA helps solve a pain point for a growing number of US Consumers: how to start building credit. The company addresses this through the online leasing of new and refurbished laptop and tablet computers to qualified customers, with each monthly payment reported to major U.S. credit bureaus. Customers can choose to purchase the computer at any time during the lease process, or can end their lease at any time after a few months (varies by state) and return the computer to us, with no penalty. Leases typically end at 17 months, at which point the customer will own the computer. Our program is available in a growing number of states across the U.S.
Learn about Our Philosophy and why we believe leasing is one of the best ways to help consumers establish, build, or re-build credit while using mobile computers.
UpgradeUSA is privately owned, and is headquartered in Austin, Texas.
The Benefits of Leasing
Is leasing right for me?
The UpgradeUSA leasing program helps a wide variety of consumers across the country. If you're looking to establish a credit history - and if you need or want a mobile computer at a reasonable monthly cost - this is definitely the place for you.
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Break Out of The Norm
Simple & Effective
According to recent data, just under 40 percent of US consumers have credit that is considered bad. Turning this around takes time, but our program can provide the first steps for those who want to move up the credit ladder.
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