Welcome to UpgradeUSA! We're glad you're here, and we're happy to tell you more about us. To start, you can watch this video:
In short, UpgradeUSA helps solve a pain point for a growing number of US Consumers: how to start building credit. The company addresses this through the online leasing of new and refurbished laptop and tablet computers to qualified customers, with each monthly payment reported to major U.S. credit bureaus. Customers can choose to purchase the computer at any time during the lease process, or can end their lease at any time after a few months (varies by state) and return the computer to us, with no penalty. Leases typically end at 17 months, at which point the customer will own the computer. Our program is available in a growing number of states across the U.S.
Learn about Our Philosophy and why we believe leasing is one of the best ways to help consumers establish, build, or re-build credit while using mobile computers.
Please read a welcome note from our Founder & CEO.
UpgradeUSA is privately owned, and is headquartered in Austin, Texas.
Is UpgradeUSA for real?
We are for real, and it's smart to be skeptical. We promise that you'll love our company's quality and customer service. We also really work to help you establish a credit history, and our prices don't change based on your credit score. Give us a try; we deliver on what we promise.
Break Out of The Norm
Simple & Effective
According to recent data, just under 40 percent of US consumers have credit that is considered bad. Turning this around takes time, but our program can provide the first steps for those who want to move up the credit ladder.