Laptop Payment Plans that Build Your Credit!

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Affordable Payment Plans

Finally, you can get a choice of high-quality laptop or tablet computers at prices that can fit just about any budget. The UpgradeUSA leasing program doesn't require credit, doesn't charge interest, and is easy and hassle-free. Our monthly payment plans offer convenience and ease, and helping you build credit is a FREE benefit to all of our customers! LEARN MORE

Helping You Build Credit

Our online-only credit-starting leasing program offers benefits that are much different than other payment options customers may have, including financing, local rent-to-own, or layaway. We send our customers’ payment history to the major credit bureaus every month, because we genuinely want to help them be enriched with more choices over time. LEARN MORE

Quality Brands & Products

At UpgradeUSA, we are technology people.  We are constantly looking to bring our customers the best laptops and tablets at fantastic values, with brand names that people know and trust, including Dell, Apple, HP, Lenovo, Acer, and more. Our inventory changes frequently, so see what we have in stock today! LEARN MORE

Great! How Do I Get Started?

Getting approved is the first step.  Our secure online lease application should take 2 minutes or less.  We promise no hassles, no gimmicks, and no sweaty salespeople!

Click here to begin the easy approval process!

Committed to Your Credit Future.

UpgradeUSA knows how challenging it is to establish or repair credit. Our program is genuinely committed to helping you build a credit future that you can be proud of, and we deliver against this by offering you choice, flexibility, and low payments.  Learn More

Why Leasing Makes Sense For Many People.

Is leasing a computer right for you?  If you don't like making interest payments, if you need a low monthly payment plan that offers the ultimate in flexibility, and if you want or need to build credit, the UpgradeUSA leasing program is right for you.  Learn More