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2 Minute Application

What are our customers saying about UpgradeUSA?

"UpgradeUSA is GREAT!!! I love my Dell. If I ever have questions, Miranda is always there. Thanks so much! " — Rita P., Tonawanda, NY  |   More Testimonials »

Affordable Payment Plans

Finally, you have options for high-quality laptop or tablet computers, at prices that can fit just about any budget. The UpgradeUSA.com program doesn't require credit, doesn't charge interest, and is easy and hassle-free. Our monthly payment plans offer choice, convenience, and ease - and helping you build credit is a special benefit for our customers! LEARN MORE

Helping You Build Credit

Our online credit-building program offers benefits that are much different than other payment options that people may have, including financing, local rent-to-own, or layaway. We send our customers’ payment history to the major US credit bureaus every month as a trade line, because we genuinely want to help them be enriched with more choices over time. LEARN MORE

Quality Brands & Products

At UpgradeUSA, we are technology people. We are constantly looking to bring all of our customers the best laptops and tablets at fantastic values, with brand names that people know and trust, including Dell, Apple, HP, Lenovo, Acer, and more. Our inventory changes frequently, so check out what we have in stock today for fast shipping! LEARN MORE

Great! How Do I Get Started?

Getting approved is the first step. Our secure online application should take 2 minutes or less. We promise no hassles, no gimmicks, and no sweaty salespeople!

Click here to begin the easy approval process!

Committed to Your Credit Future.

UpgradeUSA knows how challenging it is to establish or build credit. Our program is genuinely committed to helping you build a credit future that you can be proud of, and we deliver against this by offering you quality, flexibility, and low payments.  Learn More

A Smart Choice for Businesses.

Why lease from UpgradeUSA? If you are looking for affordable monthly payments, premium quality, online convenience, and a company you can trust, you’ve found your solution. We know technology and can help you hone your competitive edge. Learn More