What are our customers saying about UpgradeUSA?
""Just wanted to say that UpgradeUSA is absolutely great!! Whenever I have a doubt I can contact Miranda easily and she takes the time to explain any question I may have. Awesome ride so far..." — Edgar D., Hollywood, FL | More Testimonials »
Affordable Payment Plans
Finally, you have an option for a high-quality laptop or tablet computer, at prices that can fit just about any budget. The UpgradeUSA.com program doesn't require credit, doesn't charge interest, and is easy and hassle-free. Our monthly payment plans offer convenience and ease, and helping you build credit is a FREE benefit to all of our customers! LEARN MORE
Helping You Build Credit
Our online credit-starting program offers benefits that are much different than other payment options customers may have, including financing, local rent-to-own, or layaway. We send our customers’ payment history to the major US credit bureaus every month as a trade line, because we genuinely want to help them be enriched with more choices over time. LEARN MORE
Quality Brands & Products
At UpgradeUSA, we are technology people. We are constantly looking to bring our customers the best laptops and tablets at fantastic values, with brand names that people know and trust, including Dell, Apple, HP, Lenovo, Acer, and more. Our inventory changes frequently, so see what we have in stock today for fast shipping! LEARN MORE
Great! How Do I Get Started?
Getting approved is the first step. Our secure online application should take 2 minutes or less. We promise no hassles, no gimmicks, and no sweaty salespeople!
Committed to Your Credit Future.
UpgradeUSA knows how challenging it is to establish or build credit. Our program is genuinely committed to helping you build a credit future that you can be proud of, and we deliver against this by offering you quality, flexibility, and low payments. Learn More
A Smart Choice for Students.
Going to school? If you need an affordable laptop payment plan that offers the ultimate in flexibility, if you prefer premium quality, and if you see the long-term benefits of building better credit, the UpgradeUSA program may be perfect for you. Learn More